4 Ugly Truths About Your 2027 Social Security COLA — and What to Do Right Now

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Gasoline prices ripped 21.2% higher in March. Overall inflation jumped to 3.3% — the worst annual reading since April 2024, driven largely by the Iran conflict. So your 2027 Social Security raise must be heading higher too, right? Wrong. The latest projection from The Senior Citizens League puts next year’s cost-of-living adjustment (COLA) at 2.8% — exactly the same as the bump you got in 2026.

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