{"id":36675,"date":"2026-04-30T18:30:16","date_gmt":"2026-04-30T18:30:16","guid":{"rendered":"https:\/\/indafunds.com\/?p=36675"},"modified":"2026-04-30T18:30:17","modified_gmt":"2026-04-30T18:30:17","slug":"the-rachel-cruze-wallet-how-it-works-and-why-youll-love-it","status":"publish","type":"post","link":"https:\/\/indafunds.com\/?p=36675","title":{"rendered":"The Rachel Cruze Wallet: How It Works and Why You\u2019ll Love It"},"content":{"rendered":"<div>\n<p>We\u2019ve all been there: You step up to the grocery store checkout counter, but when you open your wallet to pay, it\u2019s a mess. The bills are wadded up and out of order, and you\u2019re not sure which money you budgeted for groceries and which is supposed to be for gas. Ugh!\n    <\/p>\n<p>And yesterday, you saw your 3-year-old playing with your debit card, so who knows if it\u2019s even still in your purse. You dig around and try to do the math in your head. <em>I spent $20 filling up my tank this morning, which means this $50 should be for groceries . . . or was it $30 for gas?<\/em> Suddenly you feel like the lanky, bored, teenage cashier is judging the hot mess that you are right now.\n    <\/p>\n<p>Well, thanks to my new Rachel Cruze Wallet, you don\u2019t have to feel that way ever again! Seriously. I created this wallet because I wasn\u2019t finding anything out there that was cute, organized <em>and also<\/em> empowered me to budget the way that I want.\n    <\/p>\n<h2>How the Rachel Cruze Wallet Works\u00a0<\/h2>\n<p>I know you guys work hard to earn your money, and you deserve a wallet that\u2019s as intentional as you are. That\u2019s why I\u2019m so excited about the Rachel Cruze Wallet!\n    <\/p>\n<div class=\"BlogInsert-copy\">\n<p>Get expert money advice to reach your money goals faster!<\/p>\n<\/p><\/div>\n<p><img decoding=\"async\" loading=\"lazy\" data-cke-path=\"null\" alt=\"\" src=\"https:\/\/indafunds.com\/wp-content\/uploads\/2024\/11\/wallet-01@1x.jpg\"\/>\n    <\/p>\n<h3>The Envelope System Wallet You\u2019ve Been Waiting For\u00a0<\/h3>\n<p>Inside, you\u2019ll find four sewn-in envelopes to keep your cash organized. Ramsey fans have been using the envelope system for decades to keep tabs on exactly how much money is left in those budget categories you use the most. Taking out cash for the categories you tend to overspend in and keeping them in envelopes will help you stay within your budget. Once the envelope is empty, you\u2019re done with that category for the month.\n    <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" data-cke-path=\"null\" alt=\"\" src=\"https:\/\/indafunds.com\/wp-content\/uploads\/2024\/11\/wallet-02@1x.jpg\"\/>But these aren\u2019t your grandma\u2019s old cash envelopes. I mean, how cute is the gingham interior? The envelopes are numbered one through four so you can decide how you want to categorize your money.\u00a0\n    <\/p>\n<p>There are also ten card slots for your debit card, gift cards, membership cards and more. There\u2019s also an interior zippered coin pouch\u2014or if you\u2019re like me, it\u2019s where I put everything from receipts to coupons to emergency Goldfish for my kids.\n    <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" data-cke-path=\"null\" alt=\"\" src=\"https:\/\/indafunds.com\/wp-content\/uploads\/2024\/11\/wallet-03@1x.jpg\"\/>\n    <\/p>\n<h3>This Will Make Budgeting Better\u2014And Even <em>Beautiful<\/em>\u00a0<\/h3>\n<p>I can honestly say we designed the Rachel Cruze Wallet with you in mind every step of the way. Working toward your financial goals doesn\u2019t have to be boring and blah. I wanted to create something beautiful that will make sticking to your budget easier than ever.\n    <\/p>\n<p>And seriously, it\u2019s <em>beautiful<\/em>. The Rachel Cruze Wallet is made of soft, genuine leather that will only become more timeless with age. Right now, we\u2019re offering two colors: camel and black.\n    <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" data-cke-path=\"null\" alt=\"\" src=\"https:\/\/indafunds.com\/wp-content\/uploads\/2024\/11\/wallet-04@1x.jpg\"\/>Each piece of leather is unique and personally selected by my partners at JOYN. They purchase leather and cotton from fair-trade local makers, and there\u2019s little to no waste.\u00a0\u00a0\n    <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" data-cke-path=\"null\" alt=\"\" src=\"https:\/\/indafunds.com\/wp-content\/uploads\/2024\/11\/wallet-05@1x.jpg\"\/>And hey, girl, hey! There\u2019s a wristlet for those nights you take it out of your purse and out on the town.\n    <\/p>\n<div data-oembed-url=\"https:\/\/www.youtube.com\/watch?v=tYWLEqjtWys&amp;feature=youtu.be\">\n<p><iframe loading=\"lazy\" title=\"My New Wallet Is Here!\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/tYWLEqjtWys?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<\/div>\n<h2>A Purchase With a Purpose\u00a0<\/h2>\n<p>Here\u2019s the best part: This is so much more than a wallet.\n    <\/p>\n<p>To create these wallets, I\u2019ve partnered with JOYN\u2014an organization that empowers vulnerable people in India and their communities. JOYN provides a fair-trade work environment, dignity and a livelihood to people who wouldn\u2019t have those options otherwise.\u00a0\u00a0\n    <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" data-cke-path=\"null\" alt=\"\" src=\"https:\/\/indafunds.com\/wp-content\/uploads\/2024\/11\/joyn-02@1x.jpg\"\/>\n    <\/p>\n<p>While you\u2019re saving money and working to change your family tree, so is each person handmaking these wallets. Many of these makers once lived on the streets without hope or direction. When you purchase the Rachel Cruze Wallet, you\u2019re giving someone across the world light in a dark place.\n    <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" data-cke-path=\"null\" alt=\"\" src=\"https:\/\/indafunds.com\/wp-content\/uploads\/2024\/11\/joyn-01@1x.jpg\"\/>\n    <\/p>\n<p>You know, I talk a lot about living like no one else now, so later you can live <em>and <\/em><em>give<\/em><em> <\/em>like no one else. What I love about this is that <em>no matter what Baby Step you\u2019re on, this wallet is a tool for you to take control of your money and give back in the process.<\/em><strong> <\/strong>In each wallet, you\u2019ll find a photo of someone who worked on the wallet and a thank-you message from them.\n    <\/p>\n<p>Using the Rachel Cruze Wallet will help you keep track of your spending, stay within your limits, and feel confident about your budget. And for the people who made the wallet, it just might change their life! Create a life you love with a wallet you love. Get your Rachel Cruze Wallet today!\u00a0\n    <\/p>\n<\/p><\/div>\n<p>Read the full article <a href=\"https:\/\/www.ramseysolutions.com\/budgeting\/the-rachel-cruze-wallet\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>We\u2019ve all been there: You step up to the grocery store checkout counter, but when you open your wallet to pay, it\u2019s a mess. The bills are wadded up and out of order, and you\u2019re not sure which money you budgeted for groceries and which is supposed to be for gas. Ugh! And yesterday, you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":36676,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[28],"tags":[],"class_list":{"0":"post-36675","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Rachel Cruze Wallet: How It Works and Why You\u2019ll Love It | Inda Funds<\/title>\n<meta name=\"description\" content=\"We\u2019ve all been there: You step up to the grocery store checkout counter, but when you open your wallet to pay, it\u2019s a mess. 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