{"id":36171,"date":"2026-04-25T09:50:14","date_gmt":"2026-04-25T09:50:14","guid":{"rendered":"https:\/\/indafunds.com\/?p=36171"},"modified":"2026-04-25T09:50:14","modified_gmt":"2026-04-25T09:50:14","slug":"one-thing-to-be-scrooge-about-this-christmas","status":"publish","type":"post","link":"https:\/\/indafunds.com\/?p=36171","title":{"rendered":"One Thing to Be Scrooge About This Christmas"},"content":{"rendered":"
\n

Christmas is the season of giving, but that doesn\u2019t have to mean giving more of your money to your insurance company. Yes, we\u2019re going to talk about insurance<\/em> at Christmas because nothing fills the heart with good cheer like thoughts of dying, crashing your car, your house catching on fire, or getting hit in the face with an iron. (Merry Christmas, ya filthy animal.) \u00a0\n <\/p>\n

Okay, so we\u2019re not actually saying to be Scrooge in all ways, but seriously, don\u2019t give away money to the insurance company just because it\u2019s Christmas! Taking a few minutes out of your busy holiday schedule to review your home and auto insurance<\/em> could save you hundreds of dollars next year. And if your wallet is feeling a little light after Black Friday and months of inflation (we feel you), that would be great, wouldn\u2019t it? An insurance review could put money in your pocket without you having to spend a dime!\n <\/p>\n

Do You Know What We Know?<\/h2>\n

This probably isn\u2019t the first time you\u2019ve heard us talk about how much an insurance review can save you, but maybe you never followed through to find out for yourself. Well, there\u2019s no better time than the holidays to save some cash (and we didn\u2019t hear it from a shepherd boy, but he knows about it and is checking his insurance right now).\n <\/p>\n

\n

\u00a0Home and auto insurance aren\u2019t just about low rates\u2014they\u2019re about the right coverage level. Talk to a trusted pro who can help you get both.<\/p>\n<\/p><\/div>\n

If you work with an independent insurance agent, it\u2019s like having a personal shopper. They\u2019ll take the hassle out of checking rates and help you find extra savings. Checking your insurance could be faster and easier than figuring out what gift to buy for your office Secret Santa!\n <\/p>\n

The Most Wonderful Time of the Year<\/h2>\n

It\u2019s beginning to look a lot like Christmas with all the lights and decorations and insurance rate hikes wrapped up in renewal notices.\n <\/p>\n

If you were hoping for a Christmas card but instead got a premium increase, don\u2019t be afraid to go shop for a better homeowners insurance or auto insurance policy! In fact, some insurance companies (just like cable companies) are counting on you to not<\/em> shop for a different plan. (And while we\u2019re on the topic of saving on insurance, check out these 11 ways to pay less on auto insurance.) So ruin those Grinch-y insurance companies\u2019 plans and call up an independent agent. You could eat a Christmas cookie while you do it.\n <\/p>\n

Independent agents can save you money because they aren\u2019t tied to one insurance company<\/em>. They can offer you the best options from several companies, and they\u2019ll help you avoid hidden insurance costs you might not be aware of.\n <\/p>\n

Island of Misfit Policies<\/h2>\n

This is also the time of year when we reflect on the progress we\u2019ve made over the last 12 months. Maybe you\u2019re in a new financial situation. Maybe you\u2019re working your way through the Baby Steps and you have enough in savings to afford a higher deductible. Whatever the case, your old policy just might not fit anymore.\n <\/p>\n

Other life changes that call for an insurance evaluation include:\n <\/p>\n