{"id":35689,"date":"2026-04-19T15:01:35","date_gmt":"2026-04-19T15:01:35","guid":{"rendered":"https:\/\/indafunds.com\/?p=35689"},"modified":"2026-04-19T15:01:36","modified_gmt":"2026-04-19T15:01:36","slug":"how-to-deal-with-financial-stress-12-tips-to-take-control","status":"publish","type":"post","link":"https:\/\/indafunds.com\/?p=35689","title":{"rendered":"How to Deal With Financial Stress: 12 Tips to Take Control"},"content":{"rendered":"<div>\n<p>Your thoughts are racing, you haven\u2019t slept soundly for a week, and your stomach is in knots\u2014all because of a trip to the grocery store or a look at your checking account. If these anxious responses to money situations seem familiar, you might be dealing with financial stress. But don\u2019t worry\u2014you\u2019re not alone.<\/p>\n<p>Nearly 78% of Americans would experience financial difficulty if their paycheck were delayed a week.<sup>1<\/sup>\u00a0This is what I call classic paycheck-to-paycheck living. When you\u2019re living paycheck to paycheck, you\u2019re spending all your income on basic necessities without putting anything aside for long-term goals\u2014like savings or investments. And yeah, it\u2019s stressful!<\/p>\n<p>But you don\u2019t have to live stressed and anxious about money. In fact, I\u2019ve got 12 specific ways to help you lower that stress and experience peace and empowerment with your finances.<\/p>\n<h2><strong>What Is Financial Stress?<\/strong><\/h2>\n<p>Before we talk about solutions, let\u2019s look at some definitions.\u00a0Financial stress is worry and fear related specifically to your money situation. (I\u2019ll share some examples in just a second.) My friend Dr. John Delony would say to think of financial stress and anxiety like a smoke alarm telling you something in your financial life needs attention.<\/p>\n<p>Much like general anxiety, financial stress can cause physical symptoms like insomnia, headaches and fatigue. It can also cause tension in your relationships. Have you ever snapped at your kids because they asked for lunch money? Or wanted to blame your spouse for an overdrawn checking account? You probably realized later that you weren\u2019t\u00a0<em>really<\/em>\u00a0upset with them\u2014you were actually overwhelmed by the worry and tension of financial stress.<\/p>\n<h3><strong>Signs and Symptoms of Financial Stress<\/strong><\/h3>\n<p>Here are a few common symptoms of financial stress:<\/p>\n<ul>\n<li>Feeling anxiety in everyday money situations\u2014like waiting for your total at the grocery store cash register<\/li>\n<li>Trying to figure out which bills to pay first or whether you have enough money to fill up the car\u00a0<em>and<\/em>\u00a0pay for lunch<\/li>\n<li>Worrying that it\u2019s too late to reach your financial goals, like buying a house, paying off student loans, or saving for retirement<\/li>\n<li>Having difficulty sleeping because you\u00a0can\u2019t stop thinking\u00a0about where the next dollar will come from<\/li>\n<li>Obsessing over situations that are out of your control, like the housing market or inflation<\/li>\n<li>Coping through emotional eating, substance use, or zoning out to Netflix and social media<\/li>\n<li>Avoiding conversations about the state of your money<\/li>\n<li>Feeling heightened tension in your personal and professional relationships<\/li>\n<li>Comparing yourself to neighbors, coworkers or financial averages for your age range to see if you\u2019re \u201cnormal\u201d and where you \u201cshould\u201d be with your money<\/li>\n<\/ul>\n<p>If any of these feel familiar, you\u2019re not alone. And over time, that kind of stress doesn\u2019t stay contained\u2014it starts affecting other areas of your life.<\/p>\n<h3><strong>How Financial Stress Affects Relationships and Marriage<\/strong><\/h3>\n<p>Financial stress doesn\u2019t just impact your bank account\u2014it affects your marriage too. In fact, research done by Ramsey Solutions found that money is the number one issue married couples argue about. And for 41% of couples with consumer debt, it\u2019s the top source of conflict.<\/p>\n<p>I know a little something about that\u2014before my husband and I paid off our debt, the number one cause of our arguments was money. Once we paid off our debt, guess what? No more money arguments!<\/p>\n<p>Listen, financial stress\u00a0<em>doesn\u2019t<\/em>\u00a0have to take over your life\u2014or your marriage. It\u2019s time to get to the bottom of your money worries so you can change your\u00a0money mindset\u00a0and improve your habits.<\/p>\n<h2><strong>What\u2019s Behind Financial Stress? <\/strong><strong>Four Common Root Causes<\/strong><\/h2>\n<p>When it comes to figuring out the source of your financial stress, you\u2019ve got to take a financial snapshot. Once you have a picture of the basics\u2014how much you make, how much you owe, and how much your expenses are\u2014then you can dive deeper. Most people have financial stress simply because they don\u2019t know what\u2019s going on with their money to begin with!<\/p>\n<p>Financial stress is usually a symptom of a few root causes, including:<\/p>\n<h3><strong>1. Lack of Financial Literacy<\/strong><\/h3>\n<p>Most Americans don\u2019t feel equipped to manage money as an adult. And that\u2019s because many of us were never taught smart money habits in school or at home. But it\u2019s your responsibility to get caught up on the basics of personal finance.<\/p>\n<h3><strong>2. Not Having a Budget (or Not Following the One You\u2019ve Got)<\/strong><\/h3>\n<p>You might make good money, but without a plan for how you\u2019ll use your income each month, you wind up feeling broke and disorganized. A budget allows you to prioritize your expenses and take control of your spending. It also helps you find problem areas where you might be overspending on the typical offenders like subscriptions and food. Budgeting can also help you see if you have an income issue, which leads me to the next root cause.<\/p>\n<h3><strong>3. Your Income Is Insufficient<\/strong><\/h3>\n<p>A budget is the foundation of getting organized with your money, but it isn\u2019t magic. The money (aka your income) is what makes your budget work properly. If you\u2019ve whittled your spending down as low as it can go and you still can\u2019t make ends meet, you\u2019re dealing with an income issue. Side hustling is a quick fix to get some breathing room, but a long-term solution involves making more money at your main job. I call this your core income.<\/p>\n<h3><strong>4. Facing Emotional Challenges or Tough Circumstances<\/strong><\/h3>\n<p>Sometimes, the cause of your money challenges is more serious than needing a bigger paycheck. You could be dealing with emotional struggles, like gambling or spending addictions. Or maybe relational issues, like inappropriate financial boundaries with family or a controlling spouse.<\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Root Cause<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>What It Looks Like<\/strong><\/p>\n<\/td>\n<td>\n<p style=\"text-align: center;\"><strong>What to Do<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Lack of Financial Literacy<\/p>\n<\/td>\n<td>\n<p>You were never taught how to manage money and feel unsure where to start.<\/p>\n<\/td>\n<td>\n<p>Learn the basics and follow the 7 Baby Steps.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>No Budget (or Not Following One)<\/p>\n<\/td>\n<td>\n<p>You don\u2019t know where your paycheck goes each month.<\/p>\n<\/td>\n<td>\n<p>Create a zero-based budget and track expenses.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Insufficient Income<\/p>\n<\/td>\n<td>\n<p>Even after cutting expenses, you still can\u2019t make ends meet.<\/p>\n<\/td>\n<td>\n<p>Increase your core income or add a temporary side hustle.<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<p>Emotional or Relational Challenges<\/p>\n<\/td>\n<td>\n<p>You may struggle with impulse spending, addiction, secrecy, or ongoing money fights in your relationships.<\/p>\n<\/td>\n<td>\n<p>Seek professional help and create a clear financial plan together.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>These situations are unfortunately all too common. But with professional help and a plan, you can put solutions in place that will help you deal with stressful money situations and find peace of mind.<\/p>\n<\/p><\/div>\n<div>\n<h2><strong>How to Reduce Financial Stress: 12 Practical Tips<\/strong><\/h2>\n<p>How can you ditch financial stress and start feeling peace with your money? Here are 12 practical ways to do it.<\/p>\n<ul>\n<li>Stop hiding and look at the big picture of your money.<\/li>\n<li>Make a budget (and stick to it).<\/li>\n<li>Find like-minded community for support.<\/li>\n<li>Track your expenses.<\/li>\n<li>Build an emergency fund.<\/li>\n<li>Pay off all your debt.<\/li>\n<li>Talk to a financial coach.<\/li>\n<li>Increase your core income (or get a side hustle).<\/li>\n<li>Cut out emotional spending.<\/li>\n<li>Start giving.<\/li>\n<li>Focus on what you have instead of what you lack.<\/li>\n<li>Set goals.<\/li>\n<\/ul>\n<h3><strong>1. Stop hiding and look at the big picture of your money.<\/strong><\/h3>\n<p>I know it\u2019s uncomfortable, but it\u2019s time to face what you\u2019ve been avoiding. Log in to your checking and savings accounts to see what your balances are. Pull a\u00a0credit report. Go ahead and open that junk drawer where you\u2019ve been stashing those old bills and take inventory of what\u2019s past due. Write down your debt totals and the minimum monthly payments. Finally, don\u2019t forget to review your recent pay stubs. You want to make sure your income records are correct.<\/p>\n<p>Understanding what you have, what\u2019s past due, and which expenses are coming up is the most helpful thing you can do to start relieving your money stress.<\/p>\n<h3><strong>2.\u00a0Make a budget (and stick to it).<\/strong><\/h3>\n<p>Making a budget\u00a0each month will help you determine if you\u2019re spending more than you make and, if so, where you might need to\u00a0cut back. I hear all the time that people feel like they\u2019ve gotten a raise once they do a budget\u2014and who doesn\u2019t love\u00a0finding extra money?<\/p>\n<p>It may seem weird, but a budget actually gives you peace of mind. Once you take inventory of your bills and debt and you know what you\u2019re dealing with, you can come up with a plan\u2014a zero-based budget. Here\u2019s how it works:<\/p>\n<ul>\n<li>First, write down your income. This includes what you make at your main job and any side hustles.<\/li>\n<li>Then, write down your expenses. By expenses, I mean\u00a0<em>everything<\/em>\u00a0you might possibly spend money on in a month\u2014that includes groceries, cell phone bills, nail appointments, insurance premiums, and Grandma\u2019s birthday present. If you pay for it, write it down!<\/li>\n<li>Now, subtract your expenses from your income. If the total equals zero, congratulations\u2014you\u2019re hitting even. (Don\u2019t worry,\u00a0<em>zero<\/em>\u00a0doesn\u2019t mean you have nothing in the bank. It just means you\u2019ve given every single dollar a purpose and a job to do.) If your expenses are more than your income, that means you\u2019re going deeper into debt or drawing on your savings.<\/li>\n<\/ul>\n<p>Okay, but maybe\u00a0the<em> idea\u00a0<\/em>of budgeting causes you<em>\u00a0more <\/em>stress<em>.<\/em>\u00a0I get it. I didn\u2019t like budgeting at first either. It can be a challenge at the beginning\u2014but budgeting is how you get clarity around how much money you have and where it goes.<\/p>\n<p>So, make your budget\u00a0<em>today<\/em>. It won\u2019t be perfect the first time around, but you can tweak it as you go. It\u2019ll take a couple rounds of monthly budgets to get the hang of it, but you\u2019ve got to start somewhere.<\/p>\n<p>And here\u2019s a pro tip: It\u2019s way easier to budget with a really fantastic budgeting tool like the Ramsey\u00a0EveryDollar\u00a0app. It\u2019s what my husband and I use every single month to budget.\u00a0<\/p>\n<p>Listen, when your money feels out of control,\u00a0budgeting\u00a0puts\u00a0<em>you<\/em>\u00a0in charge, which relieves stress. Big time.<\/p>\n<h3><strong>3. Find like-minded community for support.<\/strong><\/h3>\n<p>You don\u2019t have to deal with money stress\u00a0alone. It\u2019s helpful to surround yourself with people who can help you stay motivated and accountable. You can have regular\u00a0budget meetings\u00a0with someone to help keep you accountable, attend live events or online webinars to learn more about money, or tune in to motivational shows like\u00a0<em>The Ramsey Show<\/em>\u00a0or\u00a0<em>The Dr. John Delony Show<\/em>. Find people who are encouraging enough to cheer you on and bold enough to call you out.<\/p>\n<p>Got a spouse? You\u2019ve got instant accountability. If you\u2019re single, find a trustworthy friend or\u00a0mentor\u00a0and sit down with them every month to check in and set up the next budget. Doing this together will help you both move forward.<\/p>\n<h4><em><strong>Why Open Money Conversations Matter<\/strong><\/em><\/h4>\n<p>Let\u2019s be honest\u2014money fights between spouses don\u2019t usually start with money. They start with silence. When you avoid talking about what\u2019s really going on, stress builds. Assumptions grow. And before you know it, you\u2019re arguing about a $40 purchase when the real issue is fear and frustration.<\/p>\n<p>Regular money talks change that. Sit down. Look at the numbers. Celebrate progress. Admit where you messed up. Reset the plan together. That\u2019s how you stop money from driving a wedge between you and start using it as a tool to build your future.<\/p>\n<p>It\u2019s not you versus your spouse. It\u2019s both of you versus the problem. And when you face it head-on as a team, you build trust, confidence and momentum.<\/p>\n<h3><strong>4. Track your expenses.<\/strong><\/h3>\n<p>If you want to stop feeling stressed about money, you\u2019ve got to be aware of what you do with your money. Awareness starts with budgeting. And if you want to budget well, you\u2019ve got to\u00a0track your expenses. Every. Single. One.<\/p>\n<p>I mean it! Track\u00a0<em>everything<\/em>\u00a0you spend\u2014every single transaction, in real time. Don\u2019t wait until the end of the month when you won\u2019t remember those late-night drive-thru taco runs or Amazon movie rentals. Keep your expense log updated daily and you\u2019ll see where your money goes (so you won\u2019t be left wondering where it went). If a budget line gets low, you can move money over from another budget category or just plain\u00a0stop spending money\u00a0so you don\u2019t bust your budget.<\/p>\n<p>Want help with this? Try out my favorite budgeting app,\u00a0EveryDollar,\u00a0which connects your bank account to your budget. Your transactions stream in automatically, and you just drag and drop them to the right budget line. It\u2019s how you track expenses quickly and accurately.<\/p>\n<h3><strong>5. Build an emergency fund.<\/strong><\/h3>\n<p>Life is going to happen, and worrying about potential accidents or emergencies might give you\u00a0<em>more<\/em>\u00a0anxiety. However, being prepared with\u00a0an emergency fund\u00a0will give you peace of mind. Start with $1,000\u00a0for a starter emergency fund. For some of us, that might be more money than we\u2019ve ever had saved in one place. (Why $1,000? Because that should be enough to cover most common emergencies without relying on your credit card to cover the cost.)<\/p>\n<p>Then, after you\u2019ve paid off all your debt (which I\u2019ll explain next), save for 3\u20136 months of expenses. Trust me: Knowing you\u2019re prepared to handle unexpected costs\u2014not if, but\u00a0<em>when<\/em>\u00a0they happen\u2014will get you that great night of sleep quicker than the softest pillows in the world.<\/p>\n<h4><em><strong>Put Your Savings on Autopilot <\/strong><\/em><\/h4>\n<p>If you want to save consistently, take yourself out of the equation. Set up an automatic transfer from checking to savings on payday. That way, saving happens first\u2014not if there\u2019s money left over.<\/p>\n<p>Most banks make this easy, and budgeting tools like EveryDollar can help you stay on track. When saving is automatic, you don\u2019t have to rely on willpower.<\/p>\n<p>Just don\u2019t check out completely. Stay aware, watch your balances, and stay aligned with your budget. Automation builds momentum, but your discipline keeps it going.\u00a0<\/p>\n<h3><strong>6. Pay off all your debt.<\/strong><\/h3>\n<p>Research done by Ramsey Solutions shows\u00a0that over half (52%) of Americans say they worry daily about their finances. But just imagine what life would be like if you didn\u2019t have to keep giving your paycheck to\u00a0student loans, credit cards, medical debt, vacations and more because you\u2019re debt-free.<\/p>\n<p>Psst\u2014I\u2019ve got a plan for how to do just that. It\u2019s called the\u00a0debt snowball. Here\u2019s how it works:<\/p>\n<p><strong>Step 1:<\/strong>\u00a0List your debts from smallest to largest, regardless of interest rate. Pay minimum payments on everything but the little one.<\/p>\n<p><strong>Step 2:<\/strong>\u00a0Attack the smallest debt with everything you\u2019ve got. Once that debt is gone, take that payment (and any\u00a0extra money\u00a0you can squeeze out of the budget) and apply it to the second-smallest debt while continuing to make minimum payments on the rest.<\/p>\n<p><strong>Step 3:<\/strong>\u00a0Once that debt is gone, take its payment and apply it to the next-smallest debt. The more you pay off, the more your freed-up money grows and gets thrown onto the next debt\u2014like a snowball rolling downhill.<\/p>\n<p>It\u2019s worth mentioning: If you\u2019re in the middle of any kind of emergency (like a\u00a0job loss, major home repair or medical crisis), things may need to look a little different. The best thing to do in that case is only pay minimum payments on your debt and focus on taking care of your\u00a0Four Walls\u00a0instead: food, utilities, shelter and transportation. This will help you stay afloat until things get back to normal. And if you\u2019ve got\u00a0debt collectors\u00a0calling, your priority should still be taking care of yourself and your family. The credit card company can wait.<\/p>\n<h3><strong>7. Talk to a financial coach.<\/strong><\/h3>\n<p>If you want to get some money guidance from a professional, talk to a financial coach\u2014not an opinionated neighbor or family member, but an actual,\u00a0highly trained coach. They\u2019ll help you create a personalized plan based on\u00a0<em>your life<\/em>\u00a0and\u00a0<em>your goals<\/em>\u00a0so you can move from being stressed and overwhelmed by your money to having direction and a clear path forward.<\/p>\n<h3><strong>8. Increase your core income (or get a side hustle).<\/strong><\/h3>\n<p>First of all, know that increasing your income in and of itself won\u2019t solve any problems. You have to be serious about making wise money decisions, no matter your income.<\/p>\n<p>But when your base income simply isn\u2019t sustainable, you need to look at your long-term options for professional growth. This could look like upskilling, earning certifications, or getting a degree in a new career field. (If this is you, make sure you check out my buddy Ken Coleman\u2019s\u00a0Get Clear Career Assessment\u00a0to find work you\u2019re wired to do\u2014and make a good income!)<\/p>\n<p>Now, if your income is pretty solid, you\u2019re taking all the steps I mentioned above, and you\u2019re\u00a0<em>still<\/em>\u00a0feeling stressed about your finances, a temporary\u00a0side hustle\u00a0could give you the boost you need to pay off your debt faster, cover big expenses, or sock away investments for your future. Just make sure your side hustle earnings are put toward the right things in your budget so you don\u2019t end up back in a hole.<\/p>\n<h3><strong>9. Cut out emotional spending.<\/strong><\/h3>\n<p>When you\u2019re stressed, you might try to find some quick relief in\u00a0emotional spending.\u00a0Impulse buys, however fun in the moment, are really just a quick jolt of excitement followed by guilt, a tightened budget, debt or even a serious shopping addiction.<\/p>\n<p>The thing is,\u00a0retail therapy\u00a0may seem like a good idea in the moment. And it can help you forget your stress for a little while. But it\u2019s not going to fix the problem. It\u2019s only going to make your money worries worse. So instead of running to the store or online shopping apps to try to feel better, work through this list or connect with a\u00a0mental health professional\u00a0to\u00a0<em>actually deal<\/em>\u00a0with your financial stress and anxiety.<\/p>\n<p>Here\u2019s a helpful trick I use when I feel the itch to impulse shop. I call it 20\/20 vision for my financial goals. I ask myself:\u00a0<em>Will what I want to buy help me achieve my 20-year money goals? Or will it give me a dopamine hit for the next 20 minutes until the thrill wears off?<\/em>\u00a0More often than not, I put that thing I want to buy back on the shelf.<\/p>\n<h3><strong>10. Start giving.<\/strong><\/h3>\n<p>I believe in\u00a0giving. Always.\u00a0Tithing to your church, donating to charities, supporting worthy causes\u2014even if you\u2019re in debt. It may sound crazy, but it\u2019s actually super valuable.<\/p>\n<p>Generosity shifts our focus off our problems and our financial shortcomings. And when you share your income, you appreciate it more. You stress less. Contentment doesn\u2019t come when we have enough; it comes when we see that what we have\u00a0<em>is\u00a0<\/em>enough. When you give, everyone wins.<\/p>\n<h3><strong>11. Focus on what you have instead of what you lack.<\/strong><\/h3>\n<p>Speaking of gratitude . . . if you want to know how to deal with financial stress, work on counting your blessings.\u00a0If you\u2019re constantly\u00a0comparing yourself to others, you\u2019ll be stressed over what they have and what you don\u2019t. And if you\u2019re stuck with a serious case of\u00a0<em>want-itis<\/em>\u00a0(the urge to buy things just because you\u00a0want\u00a0them), you won\u2019t appreciate what you have now. The thing is\u2014we can always find something to complain about. And we can always find something to be grateful for.<\/p>\n<p>Learn what triggers your comparisons and\u00a0<em>want-itis<\/em>, then start limiting your exposure to that thing. (I\u2019m looking at you, Instagram.) Get yourself out of the habit of scrolling and into the habit of gratitude.<\/p>\n<h3><strong>12. Set goals.<\/strong><\/h3>\n<p>When you\u2019re stressed to the max, it might be hard to set\u00a0money goals. But goals are exactly what can help keep you on track. So start setting some right away.<\/p>\n<p>Don\u2019t worry if your goals seem kind of small right now. Make them what you need them to be. One of your money goals might be saving up the $1,000 starter emergency fund. You might be ready to destroy your debt. Or you could be thinking about buying a house or\u00a0saving for retirement. It\u2019s important to remember that\u00a0every monthly budget\u00a0plays a part in making those future dreams come true!<\/p>\n<p>If you don\u2019t know where to start, follow the\u00a07 Baby Steps. This is\u00a0the best way to move from being broke and stressed to building wealth and giving. The Baby Steps include saving for emergencies, paying off debt, investing, saving for your kids\u2019 college fund, paying off your home, and building wealth so you can give generously.<\/p>\n<h4><em><strong>How to Manage Multiple Savings Goals at Once<\/strong><\/em><\/h4>\n<p>Trying to save for a bunch of things at once can feel overwhelming. But here\u2019s the good news: You don\u2019t have to do everything at the same time. A simple plan beats stress every time.<\/p>\n<p>Here\u2019s how to keep it under control:<\/p>\n<ul>\n<li><strong>List your goals and prioritize them.<\/strong> Fund your emergency savings before you start stacking cash for a beach vacation. Remember: needs before wants.<\/li>\n<li><strong>Use separate savings accounts or \u201cbuckets.\u201d<\/strong> This keeps your car repair money from accidentally turning into concert tickets.<\/li>\n<li><strong>Automate it.<\/strong> Set up automatic transfers on payday. Make your savings a priority, not an afterthought.<\/li>\n<li><strong>Track your progress.<\/strong> When you see your savings grow, it builds momentum and keeps you motivated.<\/li>\n<\/ul>\n<p>Remember, this isn\u2019t about being perfect. It\u2019s about being consistent. Small, steady steps add up!<\/p>\n<h2><strong>When to Get Professional Help for Financial Stress<\/strong><\/h2>\n<p>If you\u2019ve taken these steps and you\u2019re still feeling overwhelmed, it might be time to bring in some outside help. There\u2019s no shame in that. Here\u2019s the deal: If you\u2019re feeling totally stuck or like your situation is too complicated to untangle on your own, it\u2019s a sign to reach out to a pro.<\/p>\n<p>After all, big life changes\u2014like marriage, divorce, a new baby, a job change or an unexpected setback\u2014can crank up the pressure real fast. And trying to make major money decisions while stressed usually leads to mistakes.<\/p>\n<p>And if investing is the piece that\u2019s causing stress, working with a SmartVestor Pro can help you build a long-term strategy you feel confident about. Sometimes the fastest way to lower financial stress is to stop guessing and start planning.<\/p>\n<h2><strong>How to Take Back Control of Your Money<\/strong><\/h2>\n<p>Hey, you\u2019re going to be okay. In fact\u2014you\u2019ll be better than okay. I know it might feel like you\u2019re really in the trenches right now. But no matter what kind of trouble you\u2019re going through, there\u2019s\u00a0<em>always<\/em>\u00a0hope.<\/p>\n<p>If you want even more practical advice and you\u2019re ready to dig deeper into how to deal with financial stress (and finances in general), get a copy of\u00a0<em>The Total Money Makeover<\/em><em>.\u00a0<\/em>It\u2019s a\u00a0<em>New York Times<\/em>\u00a0bestseller that\u2019s helped millions of people learn how to develop everyday money-saving habits and totally transform their relationship with money. This is the book that jump-started my financial wake-up call, and I hope you\u2019ll check it out.<\/p>\n<p>You\u00a0<em>can<\/em>\u00a0beat financial stress. I know it. And I\u2019m cheering for you along the way!<\/p>\n<p>\u00a0<\/p>\n<\/p><\/div>\n<p>Read the full article <a href=\"https:\/\/www.ramseysolutions.com\/budgeting\/how-to-deal-with-financial-stress\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your thoughts are racing, you haven\u2019t slept soundly for a week, and your stomach is in knots\u2014all because of a trip to the grocery store or a look at your checking account. If these anxious responses to money situations seem familiar, you might be dealing with financial stress. But don\u2019t worry\u2014you\u2019re not alone. Nearly 78% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":35690,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[28],"tags":[],"class_list":{"0":"post-35689","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Deal With Financial Stress: 12 Tips to Take Control | Inda Funds<\/title>\n<meta name=\"description\" content=\"Your thoughts are racing, you haven\u2019t slept soundly for a week, and your stomach is in knots\u2014all because of a trip to the grocery store or a look at your\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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